Listen, I know you do it all. And you love to learn and grow but you feel like you can’t take on one more thing. The problem is…is that your finances are a freaking mess and that area can’t be neglected and unfortunately you can’t drift into a good financial situation.
But you feel a little insecure on where to start and how to actually create a plan that works.
Plus, you still want your starbucks…and all you’ve heard about a budget is that you are going to have to give that up…because budget’s are where all good things go to die 😉
So you just put it off and hope things aren’t ‘that bad’.
This is for someone who:
IS READY. Real talk. There is a difference between being curious and serious when it comes to getting out of debt. Typically you’ve thought about it for awhile but something has happened in life that made you say – I’M FREAKING DONE (with debt).
HAS MARGIN. You have to have margin (meaning you have more money coming in than expenses going out.) If not, you have an income problem – not a budget problem.
IS WILLING TO WORK THE PLAN/COMMUNICATE. 1:1 work is always a little intense because you’ve agreed to accountability in an area that you are most likely a little insecure in. (It’s cool though – I promise I’m like your BFF that will help you find your grit while covering you in grace. No drill Sargeant here!)
90-day customized budget, unlimited voxer coaching, goals/priority talks, unlimited adjustments #life, future planning towards the end of our time together so you can feel confident to do the next 90 days on your own.
YOU ARE WHO YOUR FAMILY NEEDS. NOT ME. YOU MAY NEED ME FOR A LITTLE – BUT YOUR FAMILY NEEDS YOU <3
WHO I’M NOT I’m not a certified financial planner/advisor, certified financial analyst, economist, CPA, accountant, or lawyer. I’m not a finance professional through formal education. The contents of this coaching are for informational and entertainment purposes only and does not constitute financial, accounting, or legal advice. By using this coaching, you agree to hold me harmless from any ramifications, financial or otherwise, that occur to you as a result of this coaching.
MY FINANCIAL STORY, IN A NUTSHELL In 2016, My husband and I were in lots of debt and had a negative net worth. We had that life moment and were both DONE with debt. So we downsized our home, sold our nice cars, and I learned how to budget like a boss. In 2022 – 6 years later, we are debt free and have over a million dollars in net worth.
You gotta make the decision to get out of debt because you can’t drift into a good financial situation. There is a difference in knowing you need a change…and being READY to make that change. Book a call and see if this is the right fit for you.
When we move forward… The first thing you will do is input all of your numbers on a simple spreadsheet. This includes: monthly bills, all debt (collections or otherwise), income, what’s in checking/savings, etc. You will also type out your financial goals.
We will chat about all of your numbers + goals. We will figure out your priorities and I will create a 90 day budget that reflects the goals you have and the season you are in. The goal is for it to be challenging BUT sustainable/realistic.